The Reserve Bank of New Zealand (RBNZ) delivered its latest OCR cut today of 25 basis points sliding it down to 3.50%. This update was accompanied with a Monetary Policy Review (not the more detailed Statement due on May 28). A further cut in May remains expected, but beyond that, future decisions
The New Zealand property market has long been a cornerstone of wealth building, and for many homeowners, their greatest asset is right beneath their feet—home equity. If you’ve built up significant equity in your home, you may be sitting on an opportunity to expand your investment portfolio by leveraging that equity to
When it comes to managing your finances, one of the most valuable decisions you can make is to refinance your mortgage. Refinancing is the process of restructuring an existing loan or possibly replacing it with a whole new loan, to achieve better financial terms. You might want to shorten the term, secure
After a period of cooling due to government regulations, rising interest rates, and broader economic uncertainty, property investors in New Zealand are making a noticeable comeback. Recent market trends indicate a growing confidence among buyers, spurred by stabilising interest rates, a strong rental market, and renewed optimism in long-term capital gains.​ In
If you’re a first-home buyer, you might be worried that your KiwiSaver balance has taken a hit this week and you were hoping to use that to purchase your first home soon. You’re not alone. Global share market volatility, driven by recently imposed trade tariffs and economic uncertainty has impacted many KiwiSaver
Buying your first home is an exciting milestone, but it can also feel overwhelming—especially when it comes to negotiation. In our competitive property market, knowing how to negotiate effectively can make all the difference in getting a fair deal. Whether you’re buying at auction, through private sale, or negotiating on a new
Most Kiwis are familiar with life insurance: an essential policy if you’ve got debts to pay and family who rely on you. But many don’t hold a trauma insurance policy despite the fact it’s often just as important as life cover. This gap could leave thousands of Kiwis vulnerable – so what’s
How much would private Health Insurance benefit you? Private Health Insurance is a type of health coverage provided by private companies (rather than the government) to help individuals or families pay for medical expenses. In NZ some of the most popular and well-known brands for health insurance include Southern Cross, NIB and
What’s the difference between redundancy & income protection insurance? People often ask our team if redundancy is included in their Income Protection Cover, and unfortunately, it usually isn’t – these are almost always two completely separate policies. It’s really important to know what your insurance policy covers you, and with that in
Life has a funny habit of speeding up once you get through your forties and fifties, and before you know it, 65 and retirement can be staring you in the face – with all the exciting possibilities it represents, once you’re freed from the shackles of work. However, if you haven’t done
Now, more than ever, we need to be on the same page as each other in a relationship – especially if we’re in a new relationship. Here is Five Tips to Navigating Money in New Relationships. Times are turbulent and there’s a great deal of uncertainty in the air. Interest rates are
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