Read the latest
Property Investment
Report yet?
Learn why NZ is a great place
for long-term property holding.
Still saving for
that deposit?
We can help. Book a FREE 30min
Consultation with a trusted Adviser today.
Ready to invest,
properly?
We can help. We have a range of on and off
market property opportunities to help you
start your property investment journey.
Fixed-Term rate
ending soon?
We can help. Book a FREE 30min
Consultation with a trusted Adviser today.
Still saving for that deposit?
We can help. Book a FREE 30min Consultation with a trusted Adviser today.
Ready to invest, properly?
We can help. We have a range of on and off market property opportunities to help you start your property investment journey.
Better at getting you places
Navigate your journey to financial freedom through property ownership and investment, properly

Better at getting you places.

Navigate your journey to financial freedom through property ownership and investment, properly.

We unlock the potential of property ownership and investment to secure a better financial future.

At Properli, we firmly believe the best way to achieve the lifestyle you want is through strategic investment in property.

Our integrated services support your goals from the start to end – from getting a first or new mortgage, to refinancing, risk insurance to investing in property to grow future wealth.

Financial Advice

Start your journey us. With over 20 years of experience in Property and Finance, and 12 years in the New Zealand market, we’ve helped countless Kiwis achieve their dreams, whether big or small.​

Mortgages

Whether you’re applying for a first home loan, a current homeowner, self-employed looking for lending options, or a property investor growing your portfolio – our Advisers can help you achieve your goals. 

Refinancing

Secure a lower home loan rate, a reduced term or consider debt consolidation. By Refinancing, we help you reduce your monthly repayments, increase your cashflow or release equity to invest in property.

Insurance

Get personalised advice and options to protect your assets, income, investments, and lifestyle from unforeseen changes that could impact your journey to financial freedom.

Invest in Property

A proven and tangible way to create proper long-term wealth to achieve the lifestyle you wish for. Buy new builds, in high growth regions with great rental yield. Talk to the experts. 

New Builds to buy

At Properli, we also design and build our own quality residential developments ideal for first time and existing investors looking to grow their property portfolio.

Current Mortgage Rates

Bank Type Floating 6 months 1 year 18 months 2 years 3 years 4 years 5 years
ANZSpecial5.89%5.29%5.19%4.99%5.29%
ASBSpecial6.89%5.79%5.25%5.19%4.99%5.35%5.59%5.69%
BNZSpecial5.79%5.29%5.19%4.99%5.29%5.69%5.79%
KiwibankSpecial6.75%5.65%5.19% 5.19%5.59%5.79%5.89%
WestpacSpecial5.89%5.29%5.19%4.99%5.39%5.39%5.39%

These rates are sourced and supplied to Properli from businessdesk.co.nz/mortgage-rates

Get a proper idea of what’s possible with our Mortgage Calculators

Read the latest insight, news and tips on the financial market, mortgages and property investment

Buying Your First Home in NZ? Here’s How to Negotiate Like a Pro

Buying your first home is an exciting milestone, but it can also feel overwhelming—especially when it comes to negotiation. In our competitive property market, knowing how to negotiate effectively can make all the difference in getting a fair deal. Whether you’re buying at auction, through private sale, or negotiating on a new

Unlocking Your Home Equity: A path to Property Investment

The New Zealand property market has long been a cornerstone of wealth building, and for many homeowners, their greatest asset is right beneath their feet—home equity. If you’ve built up significant equity in your home, you may be sitting on an opportunity to expand your investment portfolio by leveraging that equity to

Revealed: Gender Pay Gap Directly Impacts Property Investment

The 2025 Women & Property Report from CoreLogic highlights that New Zealand women are still underrepresented in investment property ownership due to financial barriers rather than personal attitudes. While women are increasingly participating in homeownership, they continue to lag behind men in property investment, limiting their ability to build long-term wealth through

We work with all major NZ banks and best mortgage lenders, to ensure you get the right home loan rates to suit your financial situation and goals.

Client Reviews

Lucy was awesome, she followed up on everything we needed and helped recommend usstuff that genuinely applied to our needs. Highly recommend.
Josh H
We recently worked with Lucy ... to complete a full review and update of our Insurances. Lucy went above and beyond to find a solution that truly met our needs -and was always happy to answer any questions we had -no matter how big or small. Thanks for making this process so seamless and easy Lucy! We look forward to working with you and the team further in the future.
Lisa L
...Exceeded our expectations, they are an amazing group to work with! We had the pleasure of working with them for our mortgage and insurances. Would highly recommend them.
Michelle P
Lucy explained the different policy options very clearly, and helped work outthe most suitable insurance package for us. Thanks team!
Danny N
Lucy is an insurance wizz-she really made the process as quick and painless as possible! Lucy is thorough and looked after us by going above and beyond to get us covered. Couldn’t recommend her more.
Robert H
My latest interaction was with Lucy Woodruffe; she made the insurance process all so easy. From comparing current policies to making recommendations and being thorough in her explanations.... definitely one to consider if you are looking for Mortgages or Insurance advice.
Steve S
Best decision ever! Having a Broker means that you don't have to deal directly with the Insurance Company (most of the time hard to reach and a pain!). Also, they have a lot of information and different options available, so you are most likely to get a better deal (in terms of money and coverage). Dealing with Lucy... was so straightforward and easy. She has a very friendly approach and made sure to understand my personal needs. The process was friendly, but also very professional, as they give you detailed written recommendations...I would highly recommend them to anyone.
Pilar U

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This guide helps you understand what it means and takes to get a mortgage approved and an overview of the property purchase process to get you to property ownership sooner.