KiwiSaver and your First Home Purchase
Purchasing your first home is an exciting milestone, and for many Kiwis, KiwiSaver is a valuable tool that can help make first home ownership a reality. If you’re planning to use your KiwiSaver savings to help purchase your first home, here’s what you need to know, including when KiwiSaver clawback fees may apply. KiwiSaver allows […]
Buying a home in 2025? Benefits of a Financial Adviser vs. going direct to the bank.
Access to a Wide Range of Lenders & Products When you go directly to a bank, you’re limited to the mortgage products the bank offers. However, a Financial Adviser works with multiple lenders — including all major NZ banks and non-bank lenders. This means they can present you with a broader range of options that […]
Banking on the First Home Grant for your home loan deposit?
It’s likely you were banking on the First Home Grant for your home loan deposit? What can you do now if you’ve been caught short? Being a KiwiSaver member and eligible applicant would have allowed you to receive a grant of up to $10,000 for a brand new home or up to $5000 for an […]