Finance

Read our blogs for the latest market news, opinions and guides.

RBNZ OCR Announcement

Like hearing the starting gun for the Olympic Games 100m final, NZ’s major banks were quick out of the blocks lowering mortgage interest rates in

Will the DTI ratio changes throw your lending ability off balance?

The much-heralded Debt-to-Income ratio restrictions are finally here, and the question is what does it mean for home buyers and property investors? According to economic

Banking on the First Home Grant for your home loan deposit?

It’s likely you were banking on the First Home Grant for your home loan deposit? What can you do now if you’ve been caught short?

Fixed mortgage interest rate coming to an end? Time for proper advice.

Interest rates rose as the Reserve Bank seeks to control inflation, although they have stayed steady in 2024 with the current OCR sitting at 5.50%.

Open banking is finally on its way

For many years it’s been a common complaint that banks in New Zealand, wield far too much power over their customers, and actively stand in

Refinance your Mortgage

Now could be a great time to refinance your loan with a different bank or speaking to your Financial Advisor about negotiating a better rate

What is a Mortgage?

What is a Mortgage? A mortgage is a loan from a lender to help you complete the purchase of a property. The lender will use

Manage your Mortgage, not the other way around.

We always say, do what works best for your goals, needs, and situation. These tips to manage your mortgage, properly will give you ideas to

What Is A Mortgage Cashback?

Mortgage cashbacks are well known throughout banks in New Zealand and are helpful when you’re a home buyer. They are an incentive from a bank