What is a Goldilocks Market?
While we are still at stage 7 of the Property Cycle, which is the best time to invest in property, the market has moved to what is called “Goldilocks market”. A Goldilocks market refers to a market that is “just right” — not too hot (overheating) and not too cold (stagnant or in decline). In […]
Trauma Insurance: Why It’s Just as Vital as Life Cover for Kiwis
Most Kiwis are familiar with life insurance: an essential policy if you’ve got debts to pay and family who rely on you. But many don’t hold a trauma insurance policy despite the fact it’s often just as important as life cover. This gap could leave thousands of Kiwis vulnerable – so what’s the story with […]
Is Private Health Insurance Right for You? Key Benefits and Considerations
How much would private Health Insurance benefit you? Private Health Insurance is a type of health coverage provided by private companies (rather than the government) to help individuals or families pay for medical expenses. In NZ some of the most popular and well-known brands for health insurance include Southern Cross, NIB and Partners Life. Private […]
Redundancy vs. Income Protection Insurance: Understanding the Key Differences
What’s the difference between redundancy & income protection insurance? People often ask our team if redundancy is included in their Income Protection Cover, and unfortunately, it usually isn’t – these are almost always two completely separate policies. It’s really important to know what your insurance policy covers you, and with that in mind, we’ve defined […]
A Simple Guide: How to Calculate the Value of Your Contents for Insurance
How do I work out the value of my contents for insurance? Life happens. Houses can flood, burglars may break in, phones could get dropped in toilets, fried chicken may turn into a fire in the kitchen. Contents insurance is all about protecting the stuff that you care about so you’ve got one less thing […]