Top 5 Mistakes First-Time Property Investors Make and How to Avoid Them.
Entering the world of property investment can be exciting, but it can also be overwhelming for first-time investors. The good news is that with the right guidance, you can avoid the most common mistakes that lead to costly errors. At Properli, we’re here to help you navigate the complexities of property investment and ensure that […]
The Resurgence of Property Investors & Why New Builds Are Leading the Charge!
After a period of cooling due to government regulations, rising interest rates, and broader economic uncertainty, property investors in New Zealand are making a noticeable comeback. Recent market trends indicate a growing confidence among buyers, spurred by stabilising interest rates, a strong rental market, and renewed optimism in long-term capital gains. In fact, CoreLogic NZ […]
OCR cut to 3.50% & Property Market Holding Steady 🏡
The Reserve Bank of New Zealand (RBNZ) delivered its latest OCR cut today of 25 basis points sliding it down to 3.50%. This update was accompanied with a Monetary Policy Review (not the more detailed Statement due on May 28). A further cut in May remains expected, but beyond that, future decisions will depend heavily […]
Buying your First Home and Worried About a Drop in Your KiwiSaver Balance? Here’s What Not to do!
If you’re a first-home buyer, you might be worried that your KiwiSaver balance has taken a hit this week and you were hoping to use that to purchase your first home soon. You’re not alone. Global share market volatility, driven by recently imposed trade tariffs and economic uncertainty has impacted many KiwiSaver accounts, particularly those […]
Buying Your First Home in NZ? Here’s How to Negotiate Like a Pro
Buying your first home is an exciting milestone, but it can also feel overwhelming—especially when it comes to negotiation. In our competitive property market, knowing how to negotiate effectively can make all the difference in getting a fair deal. Whether you’re buying at auction, through private sale, or negotiating on a new build, here’s how […]
Unlocking Your Home Equity: A path to Property Investment
The New Zealand property market has long been a cornerstone of wealth building, and for many homeowners, their greatest asset is right beneath their feet—home equity. If you’ve built up significant equity in your home, you may be sitting on an opportunity to expand your investment portfolio by leveraging that equity to purchase a second […]
Refinancing Your Home Loan Could Save You Thousands
When it comes to managing your finances, one of the most valuable decisions you can make is to refinance your mortgage. Refinancing is the process of restructuring an existing loan or possibly replacing it with a whole new loan, to achieve better financial terms. You might want to shorten the term, secure a lower interest rate […]
Refinance Mortgage to Consolidating Your Debt
Debt can feel overwhelming, but refinancing can be a smart way to manage and pay it off more efficiently. Whether you have a mortgage, personal loans, or credit card debt, refinancing allows you to consolidate and secure better terms, helping you take control of your financial future. What is Refinancing? Refinancing involves replacing an existing […]
How to get your Mortgage Cashback
Money is better in your back pocket, and by refinancing your loan you could be eligible for a mortgage cashback today. A mortgage cashback is a lump sum of payment that your bank or lender offers you as an incentive for choosing or switching a home loan with them. It’s like the cherry on top […]
KiwiSaver and your First Home Purchase
Purchasing your first home is an exciting milestone, and for many Kiwis, KiwiSaver is a valuable tool that can help make first home ownership a reality. If you’re planning to use your KiwiSaver savings to help purchase your first home, here’s what you need to know, including when KiwiSaver clawback fees may apply. KiwiSaver allows […]