Build your wealth,
with a new build

Invest in property which can grow in value & create a steady income – a smart, reliable way to achieve financial freedom.

Invest in property which can grow in value & create a steady income – a smart, reliable way to build your wealth.

Residential Property Investment is embedded in the kiwi mindset as a trusted means to create wealth and secure a financial future.

The power of investing in an asset that can be purchased with borrowed money, appreciates in value, and generates income is, in our view, the most effective path to success.

With the recent OCR drop to 3.75%, we are sitting at stage 7 of the Property Cycle making it a great time to buy.

What does a drop in the OCR mean for you?

  • Lower interest rates reduce the cost of borrowing for people. Potential buyers can now afford to borrow more money for the same monthly payment, making it more achievable to purchase a property, stimulating the property market.
  • If you are ready to purchase a property; a home to live in or an investment property, now is a great time to buy whilst it’s still a buyers market with lots of property listings.
  • If you are a homeowner with an existing mortgage, speak to your Adviser about refinancing your loan to take advantage of the lower rates, potentially reducing your monthly payments or pulling out equity from your homes

Can I afford to invest in property?

Work out your typical cashflow by using our Investment Property Calculator:

Cashflow Calculator*

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Get a proper idea of what’s possible with our other Mortgage Calculators

With interest rates dropping, refinancing your current mortgage could reduce your monthly repayments delivering you a saving that you could use towards an investment property, or release your equity to buy a second property.

Example

The benefits of investing in residential property in NZ

There are different property types to choose from when considering a purchase. The most common types are a New Build or Existing Property.

New Build

A new build is a property that is being built or has been built and settlement has taken place within six months of Code of Compliance being issued. These are purchased via the developer or real estate agent and haven’t been preowned or on- sold. They are normally but not limited to residential lots such as townhouses, apartments or free standing homes, and are turnkey or progress payment models via fixed price contracts.

Existing Property

An existing property, also known as a resale property, is one that has been previously owned by someone else. Existing property does not necessarily mean old, any property older than six months post Code of Compliance being issued is classed as existing and therefore doesn’t fit the New Build criteria.

With over 20 years of experience in property and finance, and 12 years in the New Zealand market, we've helped countless Kiwis achieve their dreams, whether big or small.​

We have a simple 5 step process

  1. Discovery & goal setting
  2. Strategy
  3. Lending structure and recommendations
  4. Implementation
  5. Review and update

We can support with a variety of different services

Financial Advice

Start your journey with a proper Financial Adviser.

Mortgages

Whether you’re a first home buyer, an existing homeowner needing to refinance, or self-employed looking for lending advice Properli Advisers will design solutions and pathways to achieve your property ownership goals.

Insurance

Get personalised advice and options to protect your assets, income, investments, and lifestyle from unforeseen changes that could impact your journey to financial freedom.

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Got more questions about Property Investment?

Understand more about Property Investment in our guide